Fitness and Finance Advisory at Flat Fees in Singapore: arrnage flexible Online Consulting

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Fitness and Finance Advisory at Flat Fees in Singapore: Average Online Consulting Overview

Flat-Fee Financial Advisory in SingaporeFitness and Finance Advisory at Flat Fees in Singapore: Average Online Consulting

Flat-fee financial advisory is increasingly available in Singapore, especially through independent firms and online platforms. Instead of charging a percentage of assets managed or earning commissions, these advisors set a fixed fee for their services, which can be advantageous for transparency and budgeting[1][3][5][7].

Key Providers

  • Providend is Singaporeโ€™s first fee-only independent financial advisory firm, specializing in holistic financial planning for individuals and businesses. They charge flat fees and do not take commissions, ensuring unbiased advice[3][6].
  • Avrio Wealth also offers flat, hourly, and project-based fees for wealth planning and investment advisory services, emphasizing transparency and independence[7].

Typical Flat Fee Structures

  • Financial Planning: Flat fees for comprehensive financial plans in Singapore generally range from SGD 2,000 to SGD 5,000 for a one-time engagement, depending on complexity and advisor credentials[3][6][7].
  • Hourly Rates: For more targeted or ad hoc advice, hourly rates for financial consultants typically range from SGD 100 to SGD 350 per hour, with financial consulting specifically averaging SGD 25โ€“SGD 50 per hour (USD equivalent), though rates can be higher for more experienced consultants or niche services[2][4].
  • Project-Based Fees: For defined scopes (e.g., business strategy, operational change), fees are often agreed upon upfront for the entire project, providing certainty for both client and advisor[2][7].

Online Consulting Averages

  • Online financial advisory (including fitness finance or personal finance coaching) is often priced competitively, with flat or hourly fees similar to in-person rates. Many platforms and independent advisors now offer virtual sessions, with the convenience of online delivery factored into the pricing[1][5].
  • Business and financial consulting for SMEs in Singapore via online channels typically ranges from SGD 100โ€“SGD 150 per hour for management or business strategy advice, and SGD 25โ€“SGD 50 per hour for financial consulting[2][4].

Fitness Finance Advisory

  • While fitness finance advisory is a niche area, combining personal finance and wellness coaching, the pricing generally aligns with standard financial advisory rates if provided by certified professionals.
  • For online-only consulting, expect to pay at the lower end of the spectrum, with some independent coaches or advisors offering packages or flat-fee sessions tailored to individual needs.

Comparison Table: Average Online Consulting Fees in Singapore

Service TypeTypical Flat Fee (SGD)Hourly Rate (SGD)Notes
Financial Planning2,000 โ€“ 5,000100 โ€“ 350Flat/project fees for holistic planning
Financial Consulting (SME)1,000 โ€“ 5,00025 โ€“ 50Lower rates for targeted advice
Management ConsultingProject-based100 โ€“ 350Higher for complex business strategy
Fitness Finance Advisory500 โ€“ 2,00050 โ€“ 150Varies by credentials, often online

Key Considerations

  • Transparency: Flat-fee and fee-only advisors offer greater transparency and fewer conflicts of interest compared to commission-based models[1][3][5][7].
  • Licensing: Always verify that your advisor is licensed by MAS and holds relevant credentials (e.g., CFPยฎ)[5].
  • Online Options: Many advisors now provide online consultations, making it easier to access services at competitive rates[1][5].

Summary

In Singapore, average online consulting fees for fitness finance or general financial advisory at flat rates typically range from SGD 100โ€“SGD 350 per hour, or SGD 2,000โ€“SGD 5,000 for comprehensive flat-fee packages. Independent, fee-only firms like Providend and Avrio Wealth are leading providers of such services, ensuring unbiased advice without commission conflicts[3][7]. For SMEs and individuals seeking affordable, transparent financial guidance, online flat-fee consulting is a practical and increasingly popular choice[2][4][5].

Citations:
[1] How Much Does A Financial Advisor Cost? (Fees & Costs) – Forbes https://www.forbes.com/advisor/investing/financial-advisor/financial-advisor-fees-and-costs/
[2] What is the Cost of a Business Consultant in Singapore for SMEs https://marketingconsultant.com.sg/cost-of-business-consultant-singapore/
[3] List of Independent Financial Advisers in Singapore: Top 5 Firms https://crawfort.com/sg/list-of-independent-financial-advisers-in-singapore/
[4] Key Considerations for Setting the Right Consulting Fees – Sleek https://sleek.com/sg/resources/consulting-fees/
[5] How to Choose a Financial Advisor in Singapore – SingSaver https://www.singsaver.com.sg/investment/blog/how-to-choose-financial-advisor
[6] Fee-only / Fiduciary Advisors in SG : r/singaporefi – Reddit https://www.reddit.com/r/singaporefi/comments/122fwuj/feeonly_fiduciary_advisors_in_sg/
[7] Our Fees – Avrio Wealth https://avriowealth.com/how-we-help-you/our-fees
[8] Financial advice services in Singapore : r/singaporefi – Reddit https://www.reddit.com/r/singaporefi/comments/mor4dm/financial_advice_services_in_singapore/
[9] Financial Adviser’s Licence – Monetary Authority of Singapore https://www.mas.gov.sg/regulation/capital-markets/apply-for-licensing-or-registration-of-capital-market-entities/financial-advisers
[10] Providend: Home https://providend.com
[11] Capital Markets Services (CMS) Licence https://www.mas.gov.sg/regulation/capital-markets/apply-for-licensing-or-registration-of-capital-market-entities/cms-licence
[12] How A Flat-Fee Model Can Create Long-Term Value For Clients https://www.forbes.com/councils/forbesfinancecouncil/2023/10/03/how-a-flat-fee-model-can-create-long-term-value-for-clients/
[13] Financial Planning For Buying Property in Singapore (2023) https://www.propertyguru.com.sg/property-guides/pgf-saving-up-for-property-goal-budgeting-36010
[14] Lawyer with reasonable consultation fees? : r/singapore – Reddit https://www.reddit.com/r/singapore/comments/3ke1x8/lawyer_with_reasonable_consultation_fees/
[15] Prices – Many Ways To Invest, One Place To Do It! | FSMOne.com https://secure.fundsupermart.com/fsm/new-to-fsm/pricing-structure
[16] Option To Purchase (HDB & Private): What Is It & Exercise Fees? https://dollarbackmortgage.com/blog/what-is-option-to-purchase-hdb-private-fees/
[17] How much to charge as an independent consultant? โ€ข Singapore โ€ฆ https://forum.singaporeexpats.com/viewtopic.php?t=119131
[18] Singapore Financial Independence – Reddit https://www.reddit.com/r/singaporefi/
[19] The Hidden Costs of Owning a Home in Singapore – Planner Bee https://plannerbee.co/learn-personal-finance/hidden-costs-of-owning-home-in-singapore/
[20] Contact us | Speak with an MAS-licensed financial advisor – Endowus https://endowus.com/financial-advisor-singapore
[21] Fee-Based Financial Planning in Singapore https://www.ifa.sg/fee-based-financial-planning-in-singapore/
[22] Fitness Software – Prices & Reviews | GetApp Singapore 2025 https://www.getapp.sg/directory/673/health-fitness/software
[23] Best Financial Advisors in Singapore – KILDE https://www.kilde.sg/investing/best-financial-advisors-in-singapore
[24] Shweta Saijare – Fitness Coach – Self-employed – LinkedIn Singapore https://sg.linkedin.com/in/shweta-saijare-b054b863
[25] Why Fee-Based Advice is Good for Private Clients: A Primer https://dfo.sg/why-fee-based-advice-is-good-for-private-clients-a-primer/
[26] Sean Ng – Singapore | Professional Profile | LinkedIn https://sg.linkedin.com/in/sean-ng-65b72a108
[27] What Are The Upfront Costs & Fees When Purchasing a House in โ€ฆ https://mortgagemaster.com.sg/blog/post/buying-house-upfront-cost
[28] Our Fees – Avrio Wealth https://avriowealth.com/how-we-help-you/our-fees
[29] Cost of Buying & Owning Your First Property in Singapore https://smartwealth.sg/cost-buying-property-singapore/
[30] How Much Does Feng Shui Consultancy Cost in Singapore? https://www.singsaver.com.sg/blog/feng-shui-consultancy-cost-in-singapore
[31] What is the Cost of a Business Consultant in Singapore for SMEs? https://www.linkedin.com/pulse/what-cost-business-consultant-singapore-smes-evolve-adapt
[32] Purchasing Remote Services from Overseas Service Providers – IRAS https://www.iras.gov.sg/taxes/goods-services-tax-(gst)/consumers/purchasing-remote-services-from-overseas-service-providers
[33] How to Determine Consulting Fees – Square https://squareup.com/gb/en/the-bottom-line/managing-your-finances/consulting-fees


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